Annual Operating Expenses - Class A
(as of the fiscal year end)

Management Fee 1.00%
Distribution and Service (12b-1) Fee 0.35%
Other Expenses 0.78%
Total Fund Operating Expenses 2.13%
Expense Reimbursement / Fee Reduction 0.41%
Net Fund Operating Expenses 1.72%

Annual Operating Expenses - Class C
(as of the fiscal year end)

Management Fee 1.00%
Distribution and Service (12b-1) Fee 1.00%
Other Expenses 1.06%
Total Fund Operating Expenses 3.06%
Expense Reimbursement / Fee Reduction 0.69%
Net Fund Operating Expenses 2.37%

Summary information only. Please see the Fund's prospectus for a more detailed explanation of the fees and expenses.