Although this Fund invests in securities that are backed by the full faith and credit of the U.S. Government, the Fund itself is not guaranteed by the U.S. government. Performance data quoted represents past performance and is not a guarantee of future results.

Gross operating expenses: Class A: 1.14%. Net operating expenses: Class A: 0.99%, after contractual waiver of fees and/or reimbursement of expenses which will continue indefinitely subject to termination by the Board. Waivers and/or reimbursements may be subject to recoupment within two years. Performance data quoted represents past performance and is no guarantee of future results. Assumes reinvestment of all distributions at net asset value. Class A maximum sales charge: 4.75%. The Fund’s daily net asset value is not guaranteed and shares are not insured by the FDIC, the Federal Reserve Board or any other agency. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be higher or lower than the original cost.