Retirement Plans

Individual Investors

SunAmerica Traditional IRA (Individual Retirement Account)

A Traditional IRA is a retirement plan for individuals looking for a tax deduction on their contribution and expecting to be in a lower tax bracket in retirement than now. This plan is an ideal vehicle for investors to save outside of their employer-sponsored plan.

SunAmerica Roth IRA

A Roth IRA is a retirement plan for individuals who are not eligible for a deduction for contributions into a Traditional IRA and are seeking long term tax advantages. These individuals may be expecting to be in a higher tax bracket in retirement than now. This plan is an ideal vehicle for investors to save outside of their employer-sponsored plan.

SunAmerica Coverdell ESA

A Coverdell ESA is an education savings plan for individuals looking to save for their children’s primary and secondary education expenses.

Small Business Owners & Employers

SunAmerica SEP IRA

A SEP IRA is a retirement plan for self-employed individuals or businesses with few employees. Consider this plan if your business is new or has variable profits.

SunAmerica SIMPLE IRA

A SIMPLE IRA is a retirement plan that offers employees a salary deferral contribution feature along with a matching employer contribution. Consider this plan if your business has a steady income and your employees want to make contributions to a retirement plan. 

 

 

Note: Tax information provided is general in nature and for informational purposes only. The AIG companies mentioned, their financial professionals and other representatives are not authorized to give legal, tax or accounting advice. Please consult a professional attorney, tax advisor or accountant for advice concerning your individual circumstances.